TRUCK REGISTRATION AND INSURANCE
Do you need to register or get insurance for a commercial vehicle soon? Do the registration and insurance of trucks? Auto International Insurance and Auto Registration Plates can help you in a fast way! We will make sure that you are helped quickly because we know how valuable your time is.
Types of commercial truck insurance
The commercial truck category involves several types of large vehicles, including:
- Semis (18 wheeled tractors or trailers)
- Trash truck
- Trucks and trailers for automobiles
- Tow trucks
- Platform trucks
- Tank trucks
- Box trucks
What does commercial truck insurance cover?
Like many car insurance policies, commercial truck registration and insurance comes with several types of coverage, each of which is specifically designed to protect your business and personal assets from catastrophic loss.
Commercial truck liability insurance:
It covers your liability risks in the event that you or one of your employed drivers causes an accident. Your commercial truck liability will include liability for personal injury to cover the costs of injury and medical expenses for the injured party, and liability for property damage to cover the costs of property damage in an accident. Your commercial truck liability insurance will usually also cover the costs of legal defense, regardless of whether your company is at fault in an accident
Coverage of physical damages:
Covers the costs of damage to your vehicle from an accident or other incident. This coverage includes both collision coverage to pay for damages caused by an accident and comprehensive coverage to pay damages for theft, vandalism and other causes other than collision.
Coverage of uninsured / underinsured motorists:
It covers the costs of injuries and damages if you or one of your employees is in an accident where another driver is at fault, but that the driver does not have adequate coverage to pay for your injuries and property damage.
Coverage of truck load:
Covers damage or theft of items that your truck is transporting.
In addition to these types of coverage, you will have many other options as you structure your policy to cover your specific concerns. For example, if your employees sometimes need to drive their own vehicles in the course of the business, you may want a non-owned vehicle policy. This coverage will protect you and your drivers from the costs associated with accidents that occur during business hours when an employee is driving a vehicle that your company does not own.