We understand that there are many things you like about driving your motorcycle like the excitement, the speed, the wind on your face and the way you connect with other motorcyclists along the way. You need motorcycle insurance.
First, having your motorcycle insured is mandatory by law. But we understand that there are usually more questions that are generated from this. For that, we will explain everything you need to know about motorcycle insurance.
As already mentioned, it is illegal to drive a motorcycle that is not insured. A good reason to hire motorcycle insurance is so you do not carry a fine for the same. Motorcycle drivers in California must have coverage for physical injuries of at least $15,000 per person, $30,000 per accident and $5,000 coverage for property damage. These limits apply to private passenger vehicles driven on public roads but some vehicles are excluded.
Part of enjoying your hobby on the motorcycle is to feel safe in it physically and economically. As you know, having an accident on your motorcycle could cause it to be damaged.
Another good reason to secure your motorcycle is the fact that sometimes there may be other hazards. It can be damaged when parked by any adversity or stolen.